Get the Auto Insurance Coverage You Need

We're your Auto Insurance experts here in Naples, FL

Why Do You Need Car Insurance?

Auto insurance can help protect you from expensive, sometimes devastating surprises. Let’s say you’re in a covered accident. As an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more.

Have Questions?

Our Naples Insurance Experts are here to help.

Types of Auto Insurance Coverage

Collision coverage

Covers expenses related to the damage or destruction of your vehicle from an accident or other collision

Comprehensive coverage

Covers expenses related to the damage to your vehicle caused by vandalism, theft, hail, fallen trees and more

Liability coverage

Covers expenses related to injury, death or property damage of others when you’re at fault

Medical payments coverage

Covers medical expenses if you or your passengers are hurt

Uninsured & underinsured motorist coverage

Covers your expenses if the other driver is at fault and doesn’t have insurance

Sound system insurance

Covers the cost of replacing stolen or damaged audio and/or video equipment

Roadside coverage

Covers the cost of common roadside services like tire changes and jump-starts

Personal injury protection

Covers expenses related to injuries you sustained in a covered accident

Personal umbrella policy

Covers liability above and beyond your auto policy’s other liability underlying limits

Rental reimbursement coverage

Covers the cost of renting a car or other transportation expenses while your vehicle’s in the shop

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What are the minimum auto insurance coverages that I need in Florida?

Coverage Type Florida Requirements

Bodily Injury Liability
Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.

Not required

Property Damage Liability
Helps cover expenses related to the damage of another person's property — like vehicles, homes, buildings and other structures — when an accident is your fault.

$10,000 limit

Uninsured Motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.

Not required

Underinsured Motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have enough liability insurance.

Grouped with uninsured motorist coverage

Personal Injury Protection
If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.

$10,000 limit

Collision
Helps cover expenses to repair or replace your vehicle that's been damaged in an accident.

Not required

Comprehensive
Helps cover expenses to repair or replace your vehicle that's been stolen or damaged by things like storms or vandalism.

Not required

Get Started on an Auto Insurance Quote

Florida drivers are from all over the place. Whether they're on vacation or retirees from Michigan, driving in Florida without insurance is very risky. Get the auto insurance coverage that you need at the price you want.