Personalized Boat Insurance
for Naples, FL

Our boat insurance can help protect you against the risks of owning and operating your boat, its motor, and the trailer. On top of that, boat insurance also offers protection against liability lawsuits and medical payments.

Personalized Boat Insurance
for Naples, FL

Our boat insurance can help protect you against the risks of owning and operating your boat, its motor, and the trailer. On top of that, boat insurance also offers protection against liability lawsuits and medical payments.

Why Do You Need Insurance for Your Condo Unit?

Our agents can help you choose the most appropriate protection plan for your condominium unit.

What Does Boat Insurance Cover?

Insure your boat against damage and loss caused by common risks, such as sinking, fire, storms, theft, and collision. The property usually covers the boat hull, boat motor(s), described boat equipment, and the boat trailer if requested.

Types of Perils We Insure Against

  • Sinking
  • Fire
  • Theft
  • Storms
  • Collision
  • Capsizing
  • Explosion
  • Stranding

Property Coverage Examples

  • Boat, motor, trailer
  • Equipment permanently attached to the boat
  • Anchors
  • Oars
  • Electric trolling motors
  • Extra fuel tanks
  • Tools
  • Detachable canopies
  • Seat cushions
  • Life preservers
  • Ski and their tow ropes
  • Dinghies

Have Questions?

Our Naples Insurance Experts are here to help.

What Is Your Property Worth?

Know the Value of Your Belongings

Adding up the worth of computers, electronics, jewelry, clothes, furniture, maybe even something particularly valuable like an engagement ring, art collection or musical instrument can help you determine how much condo insurance coverage you need.

Some interior features of your unit, such as cabinets, countertops, carpet, doors, drywall and other portions of the unit may not be covered by your master policy. Our agents can help you determine the value of your unit.

Understanding Replacement Costs

One of the most important aspects of condo insurance is the replacement cost for personal property. We offer two coverage options.

Limited Replacement Cost Loss Settlement

Pays for the cost to repair or replace your damaged property up to the limits of liability.

A Depreciated Loss Settlement

Pays the cost to repair or replace damaged property minus the pre-loss depreciation up to the limits of liability.

Medical and Liability

Your policy provides protection for covered liability claims or lawsuits.

Policy Coverage Limits

Like all homeowner’s policies, unit owner policies have maximum limits the company will pay for loss to specified types of property (these limits can vary among companies). What’s on a typical “special limits” list?

  • Money, bank notes, coins
  • Business property
  • Watercraft including trailers, furnishings, and equipment
  • Trailers (other than boat trailers)
  • Firearms (applies to theft only)
  • Silverware and goldware (applies to theft only)
  • Computers and data processing equipment used for business
  • Rugs, tapestries (theft only)

Experts at your service.

Get to know our team of agents who live in Naples, FL.